Sanjeevani: Your Growth Catalyst for Working Capital!

invoice discounting services

Helping the Buyer-Supplier Ecosystem Flourish

For most SMEs, unfettered cash flow and easy access to working capital is a perennial challenge. Loans not only involve tedious processes but also high rates of interest often making it unviable.

We, at Sanjeevani Wealth, aim to transform the buyer-supplier payment ecosystem through digital facilitation and positively impact business margins for both.

Being a top invoice discounting fintech platform, it provides easy-to-use invoice discounting services to help businesses. We connect buyers and their suppliers to HNI Investors seamlessly and transparently, via Sanjeevani’s invoice discounting platform, which offers quick & smart solutions. This way the buyer-supplier ecosystem is given a new lease of life through the injection of fast working capital derived by unlocking dormant assets.

Making things simpler

Swift Disbursal

Swift Fund Disbursal

Receive your dues within
2 working days* (T & C apply.)

Digital Platform

Digital Platform

No hassles of going to banks anymore. Our completely seamless digital platform is easy to use and completely paperless.

Outstanding Service

Outstanding Service

Catering to customers in the most effective manner is our utmost responsibility.

How we help you?

Sanjeevani is a fintech platform specializing in invoice discounting services for SMEs. Through HNIs, we facilitate sales invoice discounting to help businesses manage their cash flow effectively.

For InvestorsIt provides a great platform to invest their idle funds for attractive returns.

For SuppliersOur services unlock working capital stuck in sales invoices, providing much-needed liquidity to ensure smooth business operations.

invoice discounting fintech

Taking You To The Road To Smart Investment Fetching Better Returns

Thinking of diversifying your portfolio beyond traditional assets? Sanjeevani can show you the way! As an innovative invoice discounting fintech, we offer secured and risk-free investment options that yield high returns. Sanjeevani is a new-age digital platform where you can earn up to a 20% return within a period of 30 days to 3 years with an investment as low as a minimum of Rs 1 lakh. Doesn’t it sound even more interesting than traditional routes like FDs, gold, or real estate? Sanjeevani makes it all possible for you now.

Advantage Sanjeevani Wealth

In the Indian market, manufacturers face some of the highest financing costs in the world. The difference between bank borrowing and secured lending rates is exceptionally high, at 6-8% per annum. This expensive borrowing makes Indian manufacturers less competitive and hinders their growth. Meanwhile, low returns on deposits and debt funds push investors towards unproductive assets like gold and real estate, or riskier assets like crypto. Investors need a stable and secure source of returns that can beat inflation. This is where Sanjeevani comes in.

It is an invoice discounting platform that connects small and medium-sized business borrowers with individual investors. Sanjeevani provides opportunities for investors to earn superior returns and offers a fast source of working capital for SMEs, helping them to grow at a lower cost and become more competitive on a global scale.

invoice discounting platform
  1. Benefits to SME’s
    • Unlock the value of Sales Invoices
    • Easy Liquidity to support Working Capital Needs
    • Amongst lowest financing costs in Industry
    • Backed by a seamless, secure, transparent and robust fintech platform providing real time solutions
  1. Benefits to HNI Investors
    • Attractive, stable and secured returns
    • Short term Liquidity options up to 90 days and even lesser
    • Protection against interest rate fluctuations
    • The returns generated are treated as business income thereby helping to reduce taxes
    • Powered by a hassle free and user friendly platform with proper MIS reports

How it works

All you need to do as a buyer / supplier, is to sign up and on-board your preferred suppliers / buyers on the Sanjeevani platform. Once on-boarded, they can upload their invoices and get those approved by you here. Upon approval, the invoices reach the HNIs who transfer the funds directly into suppliers’ accounts.
Lowest Interest-Rates Invoice Discounting Services

Testimonials

What Our Clients Say About Us
1 +

Total No. of
Customers

1 cr+
Business Since Inception To May’24
1 %
Default
1 +

Man Years’
Experience

1

Organizations
Successfully Managed

FAQ

Most frequent questions and answers

Waiting for customers to pay invoices can put a strain on small-to-medium sized suppliers’ cash flow. That’s where invoice discounting comes in.

The SME supplier can raise money against receivables (invoices) from an investor. On the invoice due date the SME has to repay the investor. Thus, the SME gets liquidity for the duration of the invoice.

Invoice discounting enables businesses to gain instant access to cash tied up in unpaid invoices and tap into the value of their sales ledger. This liquidity can be used to further boost business growth.

Yes, you can choose the invoices for discounting, as long as the customers on whom the invoices have been issued have a good Credit Rating. Our team can provide further details on the eligibility of invoices / customers.

A Technology Platform can provide seamless, paper-less invoice discounting process. Besides being hassle free and convenient, it also reduces the invoice discounting timeline.

Looking for a working capital solution
that's 100% hassle-free and reliable?

Consult our Experts

We will show you how supply chain financing is a very viable option for buyers to increase liquidity

blue_circle

Get Started

Let's have a chat